Commercial Credit Analyst I
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Job Location:
Rogers, AR - USA
Monthly Salary:
Not Disclosed
Posted on:
7 hours ago
Vacancies:
1 Vacancy
Job Summary
Its fun to work in a company where people truly BELIEVE in what theyre doing!
Were committed to bringing passion and customer focus to the business.
The Credit Analyst I provides cursory analytical support for commercial banking including spreading and preliminary analysis of existing customers and prospects.
Essential Duties and Responsibilities
- Provides support of loan officers and managers through financial statement spreading and analysis of new loan requests and existing credit relationships.
- Prepares cash flow models for the basis of credit decisions.
- Prepares basic and preliminary credit analyses to aid in determining the viability of a potential credit opportunity with supervision of Credit Manager or Credit Analyst III.
- Provides additional loan agreement / covenant monitoring support to commercial lending and underwriting groups.
- Provides on-going portfolio management through spreading of on-going required financial statements as they are received from the Banks customers.
- Develops a base understanding of various types of lending facilities as well as a variety of companies and industries.
- Ensures all departmental documents and activities are performed in compliance with applicable laws regulations policies and procedures as applicable to this position including completion of required compliance training.
- Performs other duties and responsibilities as assigned.
Qualifications
To perform this job successfully an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge skill and/or ability required.
Skills
- Ability to read analyze and interpret general business periodicals professional journals technical procedures or governmental regulations. Ability to write reports business correspondence and procedures manuals. Ability to effectively present information and respond to questions from groups of managers clients customers and the general public.
- Ability to solve practical problems and deals with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written oral diagram or schedule form.
Education and/or Experience
- BS/BA Degree in Business Finance or a related field is required.
- 1-3 years work experience preferred.
Computer Skills
- MS Office programs
Other Qualifications (including physical requirements)
- Ability to manage multiple projects.
- Strong analytical and organizational skills.
- Excellent written and verbal communication skills.
- Proficiency in Microsoft Word and Excel.
Equal Employment Opportunity Information: Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a persons race color religion sex ancestry sexual orientation gender identity national origin covered veterans military status physical or mental disability or any other legally protected classifications.
Required Experience:
IC
Key Skills
- Financial Statement Preparation
- Credit Analysis
- Cash Flow Analysis
- Math
- Banking
- Analysis Skills
- UCC Law
- Underwriting
- Financial Analysis
- Financial Modeling
- Financial Report Interpretation
- Word Processing
About Company
For more than 100 years, Simmons Bank has worked hard to help make our customers’ dreams come true - like buying a home, starting a business or simply having the ability to manage your money safely and securely, anywhere you happen to be.
