Manager AVP- Credit ANalyst- APAC Financial Institutions
Share
Job Location:
Monthly Salary:
Posted on:
Yesterday
Vacancies:
1 Vacancy
Job Summary
Do you want your voice heard and your actions to count
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG) one of the worlds leading financial groups. Across the globe were 150000 colleagues striving to make a difference for every client organization and community we serve. We stand for our values building long-term relationships serving society and fostering shared and sustainable growth for a better world.
With a vision to be the worlds most trusted financial group its part of our culture to put people first listen to new and diverse ideas and collaborate toward greater innovation speed and agility. This means investing in talent technologies and tools that empower you to own your career.
Join MUFG where being inspired is expected and making a meaningful impact is rewarded.
About the Role
Position Title: Credit Analyst APAC Financial Institutions
Corporate Title: Assistant Vice President
Internal Title- Manager/ AVP
Location: Mumbai- Nirlon Knowledge Park-Goregaon
Job Profile
Key Responsibilities:
The key areas of responsibilities are as follows:
- Manage a portfolio of 35-40 FI clients and undertake objective detailed due diligence of borrowers / industry and prepare credit assessment reports.
- Manage end to end annual renewal of limits and borrower ratings as per the Banks credit processes and procedures collaborating with other stakeholders (Relationship Managers Product teams and Credit Officers / Approvers).
- Carry out portfolio monitoring including covenant checks and preparation of periodic monitoring reports. Preparation of periodic sector reports and stress tests of the portfolio (e.g. COVID impact exchange rate volatility crude price volatility) based on continuous monitoring of developments.
- Support Relationship Managers / Credit Officers on adhoc requests related to new transactions or other portfolio reviews.
- Undertake and lead calls with key internal stakeholders to ensure smooth portfolio management.
- Support in preparation of presentations for Management reporting Credit Committee meetings etc.
- Audit management Internal External including regulatory inspections (Credit Examination JFSA / MAS / BoJ / RBI / Statutory etc.)
- Maintenance of credit files as per Banks procedures and requirements.
Key Skills:
- Strong understanding of financial statements / credit analysis of Financial Institutions such as banks insurers asset managers etc with knowledge of key regulatory requirements.
- Ability to understand macroeconomic environment & its impact on the borrowers / portfolio.
- Knowledge of Bloomberg / CapIQ and similar systems.
- Product knowledge is an advantage.
- Must possess excellent communication and report writing skills.
- Strong team player with attention to detail collaborative attitude and diligence.
- Prior experience of managing FI portfolio in a similar set up is ideal. Exposure to APAC markets will be an added advantage.
- Attention to detail sensitivity towards timelines and problem-solving mindset.
Qualification:
- MBA / equivalent from a premier institute
- CA/ CFA/ FRM
Experience:
- FI credit analyst working in a Global Capability Centre (GCC) / Centre of Excellence (CoE) set up. Existing exposure to APAC markets will be an added advantage. Candidates should have 5 to 10 years of relevant work experience.
Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit regardless of race religion or gender.
Required Experience:
Manager
Key Skills
- Financial Statement Preparation
- Credit Analysis
- Cash Flow Analysis
- Math
- Banking
- Analysis Skills
- UCC Law
- Underwriting
- Financial Analysis
- Financial Modeling
- Financial Report Interpretation
- Word Processing
About Company
MUFG is a leading global financial group backed by 2,700 locations in over 50 countries and regions, offering comprehensive and tailored financial solutions to our clients worldwide.
