Lead Credit Risk Processes and Control

At ING we are not just building a future-fit credit risk organisationwe are launching a new chapter in how we govern and control risk across the bank. As Lead Credit Risk Processes and Control you will be at the forefront of this transformation establishing a brand-new team that will shape the way second-line credit risk processes and controls are designed embedded and monitored globally. This is a unique opportunity for a bold and forward-thinking leader who thrives in dynamic environments and is energized by the challenge of building from the ground up. You will be the linking pin between policy execution and assurancetranslating strategic objectives into actionable control frameworks that are both compliant and scalable. Your role will be pivotal in strengthening INGs risk governance driving innovation and fostering a culture of excellence and collaboration across the 1st and 2nd lines of defence. If youre ready to lead change inspire others and make a lasting impact on INGs global credit risk landscape this is your moment

The Global Credit Risk department sets the credit risk strategy ensuring that INGs lending practices are in line with its risk tolerance and regulatory requirements and managing credit restructuring from a global and central point. Global Credit Risk plays a critical role via its credit risk policies credit risk appetite setting and credit risk portfolio management in protecting the bank from losses due to defaults or economic downturns.

The Team

The Lead Credit Risk Processes and Control leads a newly created team of 6 FTEs and is based in the Netherlands. The role reports hierarchically to the Head of Credit Risk Frameworks and Control and is part of the Global Credit Risk Frameworks and Process leadership team in Global Credit Risk. It collaborates closely with stakeholders across the 1st and 2nd lines of defence including local credit risk teams COO (i.e. COO Risk) and senior management.

Roles and responsibilities

As Lead Credit Risk Processes and Control you will lead a global team and be accountable for the following:

• Designing and implementing second-line credit risk processes and controls translating policy obligations into a global control inventory and ensuring clear Specific Tasks and Responsibilities across the credit risk lifecycle.

• Developing and maintaining policy adherence testing procedures and effectiveness monitoring standards acting as the point of contact for non-SOx credit risk controls and supporting both local and head office execution.

• Monitoring and challenging control adherence by creating structured oversight identifying opportunities for standardisation automation and process improvement.

• Building and leading a high-performing team providing coaching feedback and development opportunities while fostering a culture of excellence integrity and continuous learning.

• Representing the function in regulatory and audit engagements (e.g. ECB CAS external auditors) managing high-priority issues and ensuring timely and effective remediation of findings.

Specific Knowledge and Experience

We hire smart people like you for your potential. Our biggest expectation is that youll stay curious. Keep learning. Take on return well back you to develop into an even more awesome version of yourself.

To thrive in this role you bring:

• Deep expertise in credit risk across both 1st and 2nd lines of defence with strong knowledge of banking products risk processes and regulatory frameworks.

• Proven leadership experience including building high-performing teams coaching talent and fostering a collaborative and purpose-driven culture.

• Strategic thinking and operational excellence with the ability to translate complex regulatory requirements into actionable controls and oversight mechanisms.

• Strong stakeholder management skills with the ability to influence and align across global functions senior leadership and supervisory bodies.

• A proactive resilient mindset with a passion for innovation process improvement and making the bank safer and more secure ready to make it happen.

• Ensure credit process is fit for purpose and adhering with credit regulation; continuously review and improve to enhance process efficiency and risk effectiveness.

• A strong ability to see the bigger pictureconnecting dots across frameworks processes and assuranceand acting as the linking pin between the Credit Risk Frameworks & Policies and Credit Risk Quality Assurance teams.

• Confidence to challenge assumptions drive alignment and continuously improve the way ING manages credit risk.

Reporting Line and Classification

Lead Credit Risk Processes and Control reports hierarchically to Global Head of Credit Risk located in Amsterdam.

This position is classified as: GJA 20 JG 14 Job Title: Lead Financial Risk IV Job Family Group: Risk Management Job Family: Financial Risk