Credit Analyst

Derby, VT - USA

Monthly Salary: Not Disclosed

Posted on: Yesterday

Vacancies: 1 Vacancy

Job Summary

Description

A better life starts with a better company. Come Join TeamCBK!

Citizens Bank of Kansas a fourth-generation family-owned community bank has a career opportunity for a Credit Analyst. This team-oriented leader will play an important role in the continued growth of our lending team and the overall profitability of our bank.

We are seeking friendly organized self-motivated candidates with:

One to three years of experience as a credit analyst
Bachelors degree with emphasis in finance accounting agribusiness or other related fields of study
Possess a working knowledge of a variety of small business and commercial loans along with some exposure to agricultural loan structures
Demonstrated analytical and statistical skills to evaluate prioritize and categorize data in various formats for reports
Skills in credit and cash flow analysis (including global cash flows) balance sheet analysis profitability liquidity and solvency analysis
Excellent verbal and written communication skills
Computer proficiency Ideal candidate would have experience with all Microsoft products especially Word and Excel Zoom and Teams for attending/scheduling meetings and PDF editing. Experience with loan analysis software is a plus.

Responsibilities include:

Will underwrite larger consumer mortgage/construction requests in addition to ag/commercial
Providing recommendations and feedback to lenders and to loan committee(s) based on information and experience/knowledge base
Recommending when necessary basic lending structure and covenants to develop and sustain more advanced/complicated customer relationships
Working closely with a team of Loan Officers to ensure the accuracy and relevance of written summaries and credit requests
Checking for compliance on loan agreements and perform collateral reviews
Performing various other duties and projects assigned by Senior and Executive Management
Providing basic leadership among co-workers in coordination with the Credit Manager

To learn more and to begin the conversation please apply at

We also encourage you to visit for additional information about our organization and team.

Citizens Bank of Kansas is an equal opportunity employer.

Required Experience:

Senior IC

DescriptionA better life starts with a better company. Come Join TeamCBK!Citizens Bank of Kansas a fourth-generation family-owned community bank has a career opportunity for a Credit Analyst. This team-oriented leader will play an important role in the continued growth of our lending team and the ov...

Description

A better life starts with a better company. Come Join TeamCBK!

We are seeking friendly organized self-motivated candidates with:

One to three years of experience as a credit analyst
Bachelors degree with emphasis in finance accounting agribusiness or other related fields of study
Possess a working knowledge of a variety of small business and commercial loans along with some exposure to agricultural loan structures
Demonstrated analytical and statistical skills to evaluate prioritize and categorize data in various formats for reports
Skills in credit and cash flow analysis (including global cash flows) balance sheet analysis profitability liquidity and solvency analysis
Excellent verbal and written communication skills
Computer proficiency Ideal candidate would have experience with all Microsoft products especially Word and Excel Zoom and Teams for attending/scheduling meetings and PDF editing. Experience with loan analysis software is a plus.

Responsibilities include:

Will underwrite larger consumer mortgage/construction requests in addition to ag/commercial
Providing recommendations and feedback to lenders and to loan committee(s) based on information and experience/knowledge base
Recommending when necessary basic lending structure and covenants to develop and sustain more advanced/complicated customer relationships
Working closely with a team of Loan Officers to ensure the accuracy and relevance of written summaries and credit requests
Checking for compliance on loan agreements and perform collateral reviews
Performing various other duties and projects assigned by Senior and Executive Management
Providing basic leadership among co-workers in coordination with the Credit Manager