Risk Officer (Liquidity and ALM) Ford Credit Bank

We are the movers of the world and the makers of the future. We get up every day roll up our sleeves and build a better world -- together. At Ford were all a part of something bigger than ourselves. Are you ready to change the way the world moves

Ford Motor Credit Company (Ford Credit) has received regulatory conditional approval to form Ford Credit Bank (the Bank) to be headquartered in Salt Lake City Utah. The Bank will create innovative and simplified banking solutions to help customers across the country finance the purchase of new Ford vehicles parts accessories and software and earn competitive rates on FDIC-insured savings accounts and certificates of deposit. The Bank will be a direct and wholly owned subsidiary of Ford Motor Credit Company (Ford Credit) an indirect wholly owned subsidiary of Ford Motor Company (Ford).

The successful candidate will be a member of an exciting and dynamic team of banking professionals who would have the opportunity to stand-up and begin the operations of the de novo Bank. New employees hired by the bank will initially be Ford Credit employees. Once the bank is formally established these employees may be transferred to the new bank

Come help build a better world where every person is free to move and pursue their dreams. Ford was built on the belief that freedom of movement drives human progress. Its a belief that has fueled our passion to create great cars and trucks. And today it drives our commitment to become the worlds most trusted mobility company designing vehicles for a smart world that helps people move more safely confidently and freely.Ford is experiencing significant business transformation in an ever-changing digital world.We are dedicated to delivering distinctive products and solutions having analways onrelationship with customers and continuously improving our user experience.

In this Position:

The Liquidity Risk Officer is responsible for the development implementation and ongoing management of the banks liquidity risk management framework. This role is critical in ensuring the bank maintains sufficient liquidity to meet its obligations under both normal and stressed conditions. The Liquidity Risk Officer will monitor liquidity positions analyze liquidity risk exposures develop and implement liquidity risk policies and procedures and provide regular reporting to senior management and the Board of Directors. This position requires a deep understanding of liquidity risk management principles banking regulations and financial markets as well as strong analytical and communication skills.

What youll do...

• Liquidity Risk Management Framework:

  • Develop implement and maintain a comprehensive liquidity risk management framework that aligns with regulatory requirements and industry best practices.

  • Establish and maintain liquidity risk policies procedures and limits.

  • Ensure the framework is effectively communicated and understood throughout the organization.

  • Regularly review and update the framework to reflect changes in the banks business activities market conditions and regulatory requirements.

• Liquidity Monitoring and Analysis:

  • Monitor the banks daily liquidity positions including cash flows funding sources and liquidity reserves.

  • Analyze liquidity risk exposures including on- and off-balance sheet items.

  • Identify and assess potential liquidity risks and vulnerabilities.

  • Develop and maintain liquidity risk metrics and key performance indicators (KPIs).

• Stress Testing:

  • Develop and execute liquidity stress testing scenarios to assess the banks ability to withstand adverse conditions.

  • Analyze stress test results and identify potential liquidity shortfalls.

  • Develop and implement contingency funding plans to address potential liquidity crises.

  • Regularly review and update stress testing scenarios to reflect changes in the banks risk profile and market conditions.

• Regulatory Compliance:

  • Ensure compliance with all applicable liquidity risk regulations including but not limited to Basel III Dodd-Frank Act and regulatory guidance from the Relevant Regulatory Body - e.g. Federal Reserve OCC FDIC.

  • Prepare and submit regulatory reports related to liquidity risk.

  • Serve as a point of contact for regulatory examinations related to liquidity risk.

  • Stay abreast of changes in liquidity risk regulations and industry best practices.

• Reporting and Communication:

  • Prepare and present regular reports on liquidity risk exposures performance and compliance to senior management and the Board of Directors.

  • Communicate liquidity risk issues and concerns to relevant stakeholders.

  • Provide training and education on liquidity risk management to bank staff.

  • Participate in risk management committees and working groups.

• Contingency Funding Plan (CFP):

  • Develop maintain and regularly test the banks contingency funding plan (CFP).

  • Ensure the CFP is comprehensive practical and aligned with the banks overall liquidity risk management framework.

  • Coordinate with other departments to ensure the CFP is effectively implemented.

  • Conduct regular simulations to test the effectiveness of the CFP.

• Model Validation:

  • Oversee the validation of liquidity risk models including assumptions methodologies and data inputs.

  • Ensure that models are properly documented and validated in accordance with bank policies and regulatory requirements.

  • Work with model developers to address any model deficiencies.

• Intraday Liquidity Management:

  • Monitor and manage intraday liquidity positions to ensure the bank can meet its payment obligations throughout the day.

  • Develop and implement procedures for managing intraday liquidity risk.

  • Coordinate with treasury and operations departments to optimize intraday liquidity management.

Youll have...

The Minimum Requirements We Seek

• Bachelors degree in Finance Economics Accounting or a related field. Masters degree preferred.
• 8-10 years of experience in liquidity risk management treasury or a related field within a banking or financial services environment.
• Strong understanding of liquidity risk management principles banking regulations and financial markets.
• Experience with liquidity stress testing contingency funding planning and regulatory reporting.
• Excellent analytical problem-solving and decision-making skills.
• Exceptional communication interpersonal and presentation skills.
• Proficiency in Microsoft Office Suite and financial modeling software.
• Relevant certifications (e.g. CFA FRM) are a plus.

You may not check every box or your experience may look a little different from what weve outlined but if you think you can bring value to Ford Motor Company we encourage you to apply!

As an established global company we offer the benefit of choice. You can choose what your Ford future will look like: will your story span the globe or keep you close to home Will your career be a deep dive into what you love or a series of new teams and new skills Will you be a leader a changemaker a technical expert a culture builderor all of the above No matter what you choose we offer a work life that works for you including:
Immediate medical dental vision and prescription drug coverage
Flexible family care days paid parental leave new parent ramp-up programs subsidized back-up child care and more
Family building benefits including adoption and surrogacy expense reimbursement fertility treatments and more
Vehicle discount program for employees and family members and management leases
Tuition assistance
Established and active employee resource groups
Paid time off for individual and team community service
A generous schedule of paid holidays including the week between Christmas and New Years Day
Paid time off and the option to purchase additional vacation time.

This position is leadership level 6 and ranges from $60.

For more information on salary and benefits click here: sponsorship is not available for this position.

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for positions with Ford Motor Company must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.

We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race religion color age sex national origin sexual orientation gender identity disability status or protected veteran the United States if you need a reasonable accommodation for the online application process due to a disability please call 1-.

This position is hybrid. Candidates who are in commuting distance to a Ford hub location may be required to be onsite four or more days per week. #LI-Hybrid#Ford Credit##LI-MN1